8 Ways to Save on College Costs

8 Ways to Save on College Costs

With the exception of buying a home, paying for college will be one of the highest costs in your life. But there are things you can do to save on college costs and tuition. If you take the time to plan your education, you can do to reduce the cost of...

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Debt Settlement Companies…The Good, The Bad and The Ugly

Debt Settlement Companies…The Good, The Bad and The Ugly

You have consumer debt and you know you are in over your head. You are not sure what to do next. Then you hear an ad on the radio that tells you can be out of debt for pennies and there is a little-known secret about credit card debt…you don’t have to pay it all. Most...

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Increase Your Tax Refund With This Deductions List

Increase Your Tax Refund With This Deductions List

It is that time of year again…time to get out your tax deductions list, W-2s and receipts for the past year. One of the best ways to maximize your income tax refund or reduce what you owe the government is make sure that you take all the deductions possible. Some...

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Roth IRA vs 401(k)…Which One is Right for You?

Roth IRA vs 401(k)…Which One is Right for You?

Personal financial planning has changed over time as more options for saving for retirement have become available to individuals saving for retirement. 401(k) vs Roth IRA is one better than the other? Can you have both? There are a lot of choices when it comes to...

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7 Side Hustles That Can Make You Money Immediately

7 Side Hustles That Can Make You Money Immediately

Are you looking forward to retirement? Do you know what you are going to do with your time after you stop working full time? Do you even know if you can afford to retire? Many people that call themselves “retired” have chosen to do some other kind of work...

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7 Books That Teach You About Creating Wealth

7 Books That Teach You About Creating Wealth

Personal finance has several parts and creating wealth is just one of them. If you have debt, you should have a plan for paying off the debt. A budget or spending plan is also a good idea. Building a nest egg for retirement is also another branch on the tree....

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10 Reasons You May Be In Debt

10 Reasons You May Be In Debt

Consumer debt is a growing concern in this country. With many households having in excess of $10,000 in consumer debt, what is the reason that some people have debt and others never carry a credit card balance? I can think of several reasons I may pull out a credit,...

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7 Books That Can Help You Get Out of Debt

7 Books That Can Help You Get Out of Debt

Getting out of debt is not an easy task. Personal finance books about eliminating your debt provide valuable information in addition to being great motivators. Many debt relief reads give a step by step plan for getting rid of the debt followed by steps for achieving...

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Free Printable Budget Planners

Free Printable Budget Planners

Whether you are trying to get out of debt or just trying to control your household expenses, a budget is essential part of financial planning. If you feel confused or overwhelmed by managing money or paying bills, putting it all down on paper and looking at the big...

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Credit Card Debt Consolidation Without a Loan

Credit Card Debt Consolidation Without a Loan

Credit card debt not only drains you financially, but it can drain you mentally as well. You worry regularly as well as lose sleep at night wondering how you are going to dig your way out from under a pile of debt. Consumer debt help can consist of a home equity loan...

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Hi, I am Marj…wife, mother to one grown son and 3 cats. I am a member of the recovery community. I find inspiration in beauty whether it is natural or man made. My journey is two-fold…to lose 20 more pounds in the next year and to create a $1,000 a month online income in the next 12 months. Follow me as my waist line shrinks and my bank account grows.

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